Welcome to Financial Gain
Who We Are
We are a concerned group of individuals who have come together to help our community by teaching people how to become financially independent.
It is our belief that our clients should be provided with strategies that will deliver them from the ravages of a retirement without government assistance of any real worth.
The Advisory panel is made up of experienced planners, accountants, lawyers and lending professionals.
What We Do
We are here to help.
We are experts in the areas of debt management, wealth creation and tax reduction.
We will create a strategy tailored to your goals, needs and situation that is affordable and simple to implement. Then we will do all the hard work for you, making the process straightforward and easy-to-understand.
What To Expect
Our initial appointment is very educational and free to potential clients.
In this appointment we examine your financial situation and let you know whether we can help you – we can’t help everyone, unfortunately, but if we can help you, we will let you know your options and let you decide what you would like to do next.
Our process is very transparent and we are genuinely pleased to help so do be in touch to find out if – with careful planning and a helping hand – a comfortable and perhaps even an early retirement independent of the government can be yours.
Your greatest asset.
Did you know that your income over time is your greatest asset?
What will you do when it’s gone?
Do you know?
At retirement your life will change drastically.
If you have not planned ahead, you will be relying on the government pension, which, for anyone who knows how much the government pension is, is not an exciting outlook.
In addition the government is worried about the aging population and is looking at how they can reduce the cost of the pension system and the possible solutions do not paint a very exciting future for anyone relying on the pension in retirement.
At the least the cost of supporting people on pensions through the many years after they reach age 65 will push taxes very high.
Initiatives such as Kiwisaver aim to address this issue, but will not give the average New Zealander as good a lifestyle as they enjoy during the years they are earning an income.
Currently the pension is $357 for a single person living alone, or $275 for a person living in a couple.
Your years in retirement do not need to be compromised by the pension.
By planning ahead, reducing tax, reducing debt and increasing your income producing assets, you can maintain your lifestyle or perhaps even improve it in the years when you will have the most time to enjoy your spending power.
Your Biggest Expenses
Most people think sending the kids to school, a new car or an overseas holiday are their biggest expenses however when you calculate the ongoing costs of debt and tax you will be astonished at the amount you will pay over your working life.
In fact most New Zealanders with a mortgage and an income are paying tens of thousands of dollars more in interest and tax during their lifetime than they need to.